Our Business

List of Services and Products
No Services Objectives Advices Product
1 Cash Flow Planning (Including Conventional and Islamic Services) To achieve cash surplus a) Advising on cash inflow and achieve cash surplus Multiple financial services are provided
b) Advising on cash outflow and prevent cash deficit
c) Advising on cash flow related financial ratios
2 Net Worth Analysis (Including Conventional and Islamic Services) To achieve healthy financial position a) Advising on assets to generate higher return Multiple financial services are provided
b) Advising on liabilities to reduce borrowing costs
c) Advising on net worth related financial ratios
3 Insurance Planning and Risk Management (Including Conventional and Takaful Services) To have sufficient insurance/ takaful coverage a) Advising on risk assessment Life Insurance, Medical Insurance, Car Insurance, Personal Accident, Fire Insurance, Family Takaful, General Takaful, Education Plan, Saving and etc
b) Advising on insurance restricted to pre-mature death
c) Advising on insurance restricted to critical illnes
d) Advising on insurance restricted to car protection
e) Advising on insurance restricted to personal accident
f) Advising on insurance restricted to house protection
g) Advising on insurance restricted to saving
h) Advising on Islamic insurance restricted to Takaful
4 Investment Planning (Including Conventional and Islamic Services) To achieve higher portfolio return a) Advising on financial securities Shares/ Stocks, Bond, Unit Trust, PRS, EPF, Derivatives, SSPN, Foreign Currency and etc
b) Advising on securities restricted to bond
c) Advising on securities restricted to EPF, PRS
d) Advising on securities restricted to listed securities
e) Advising on securities restricted to OTC bond
f) Advising on derivatives
g) Advising on fund management in relation to portfolio management
h) Advising on fund management in relation to portfolio management
i) Advising on fund management in relation to asset management restricted to Business Trust
j) Advising on fund management in relation to asset management restricted to REIT
k) Advising on corporate finance
5 Tax Planning (Including Conventional and Islamic Services) To have tax saving a) Advising on tax reliefs Multiple financial services are provided
6 Estate Planning (Including Conventional and Islamic Services) To smooth the estate distribution a) Advising on Wills Wills, Trusts, Wasiat
b) Advising on Trusts
a) Advising on Wasiat
7 Debt Management (Including Conventional and Islamic Services) To help reduction on the cost of borrowing a) Advising on credit card outstanding Multiple financial services are provided
b) Advising on housing loan
c) Advising on car loan
d) Advising on personal loan
e) Advising on education loan
8 Education Planning (Including Conventional and Islamic Services) To have sufficient education funding Education Plan, SSPN, Shares/ Stocks, Bond, Unit Trust, PRS, Derivatives, Foreign Currency and etc
a) Advising on local or oversea tertiary education
b) Advising on total future education cost required
c) Advising on current lump sum education cost to be accumulated
9  Retirement Planning (Including Conventional and Islamic Services) To have sufficient retirement funding  Shares/ Stocks, Bond, Unit Trust, PRS, Derivatives, Foreign Currency, Insurane Plan and etc
a) Advising on first year retirement income
b) Advising on lump sum retirement income required
c) Advising on total retirement resources
d) Advising on retirement gap/ surplus
10 Holistic Financial Planning (Including Conventional and Islamic Services) To achieve financial independence Advising on comprehensive financial planning such as Cash Flow Planning, Net Worth Analysis, Insurance Planning, Risk Management, Investment Planning, Tax Planning, Estate Planning, Debt Management, Education planning and Retirement Planning. Multiple financial services are provided
NOTES:
1. ALL THE ISLAMIC FINANCIAL PLANNING ARE ACCORDANCE TO THE SYARIAH PRINCIPLES AND COMPLIANCES
DISCLAIMERS:
1. ALL TABLES SHOWN ARE FOR ILLUSTRATION PURPOSE ONLY.
2. THIS DOCUMENT IS STRICTLY PRIVATE AND CONFIDENTIAL TO ITS USERS AND SHOULD NOT BE COPIED, DISTRIBUTED OR REPRODUCED
    IN WHOLE OR IN PART, NOR PASSED TO ANY THIRD PARTY.
3. ALL RIGHT RESERVED.
4. COPYRIGHT © 2021 BY LOUISE HOLDEN CAPITAL MANAGEMENT SDN BHD